Does anyone use specialised photographic equipment insurance? Any experiences or tips on who provides good cover?
I try not to leave my gear in the car, but sometimes you can't avoid it.... although alarmed, it's no real protection.
Any advise would be welcome.
Andy
I tried several different companies myself and they were all very expensive. In the end I rang my household contents insurers and they covered everything at a fraction of the price of the others - though not accidental damage, though I suspect it could be for an extra fee. The policy covers me everywhere in the UK for theft whether from person/vehicle/residence. Abroad I have a separate travel insurance policy.
I have also insured my cameras, binoculars and telescope through my Home Contents Insurance policy. Yes, it certainly increased the premium but they are all adequately covered for "All risks" and accidental damage. It cost FAR less than insuring them through a specialist company.
Mind you, I haven't had to make a claim - yet!!
Pol